Lean Finance
Dashboard / Money
Money

Everyday money, made clear.

See exactly what you take home, picture the pension you're on track for, and keep up with the money-saving news worth acting on. Plain tools, no jargon.

Tax year
2025/26
Region
England
Tools
2 live

Take-home pay calculator

Live

Your pay, after everything

England · 2025/26 · applies income tax, National Insurance & pension.

Monthly take-home
£2,640
Annual net
£31,680
Take-home£31,680
Income tax£5,886
National Insurance£2,094
Pension£2,100
How to read this

Where your salary actually goes

The bar shows the split between what you keep and what's deducted. Nudging your pension up lowers tax now and builds your pot — try moving the slider and watch the take-home update live.

Figures are an estimate for a standard tax code with no student loan. Scotland and other codes coming soon.

Pension forecaster

Live

What you're on track for

A simple projection — pot grows monthly, then a 4% sustainable withdrawal at retirement.

Projected pot at retirement
£
Est. monthly income
£
Years invested
You put in
Growth

Estimate only · excludes State Pension & inflation

Money-saving news

All money news →