Money
Everyday money, made clear.
See exactly what you take home, picture the pension you're on track for, and keep up with the money-saving news worth acting on. Plain tools, no jargon.
Take-home pay calculator
Your pay, after everything
England · 2025/26 · applies income tax, National Insurance & pension.
Monthly take-home
£2,640
Annual net
£31,680
Take-home£31,680
Income tax£5,886
National Insurance£2,094
Pension£2,100
How to read this
Where your salary actually goes
The bar shows the split between what you keep and what's deducted. Nudging your pension up lowers tax now and builds your pot — try moving the slider and watch the take-home update live.
Figures are an estimate for a standard tax code with no student loan. Scotland and other codes coming soon.
Pension forecaster
What you're on track for
A simple projection — pot grows monthly, then a 4% sustainable withdrawal at retirement.
Projected pot at retirement
£—
Est. monthly income
£—
Years invested
—
You put in—
Growth—
Estimate only · excludes State Pension & inflation
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